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How living in a HOA protects property values in your community?

  • 4 min read
HOA Property Values

The goal of Associations like HOA, COA & POA is always about protecting property values. One of the biggest advantages of living in a common-interest development like a subdivision, planned community, or condominium building is the ability of the Association to preserve, protect and enhance property values.

5 Ways a HOA protects Property Values

1. CC&R’s (Covenants, Conditions & Restrictions)

Often, we think of the HomeOwner Association as a collection of rules and regulations limiting personal freedoms and individuality. But, it is those same rules and regulations that protect, preserve and enhance the investment each of us have in our home. If you dust off your copy of the CC&R’s (Covenants, Conditions & Restrictions) and reread them, you will see that the HomeOwner Association has a pretty precise blueprint on how to protect your investment.

2. Making you are a business partner in your HOA

First and foremost, your HOA is not just made up of the Board of Directors, Committees and a few interested owners. It was established as a corporation in which ALL owners are members. What that means is the, as an owner, you have committed yourself to become business partners with every other owner in the community. But, in order to achieve the primary goal of the HOA (to preserve, protect and enhance property values) certain Covenants, conditions and Restrictions had to be established in order to achieve that goal. In those CC&R’s, the Board is given the authority to establish Rules & Regulations that compliment the HOA’s purpose.

3. Enforcing the CC&R’s and the Rules & Regulations

When we follow the CC&R’s and the Rules & Regulations, we are doing part of our duty as members of the Association. Architectural controls and guidelines and procedures for gaining architectural approval were established in order to promote aesthetic conformity and eliminate architectural changes that threaten the investment other members have in the Association. By following the architectural guidelines and obtaining approval from the Association before any exterior architectural changes are made, we are doing part of our duty as members of the Association.

4. Having great HOA Committees

HOA’s Board of Directors is given the charge of overseeing the operations of the Association and to see to it that the CC&R’s and Rules & Regulations are followed by the Association’s members. The Board is made up of owners, other members just like you. They volunteer their time and energy to serve the HOA because they care about the investment they have in it. Committees are formed to assist the Board with their charge. These committees are made up of volunteer owners, just like you. When you volunteer to serve on the Board of Directors, or you volunteer to serve on a committee, you are doing part of your duty as a member of the
HomeOwner Association.

5. Collecting HOA Assessments in a timely manner

Annual or monthly assessments are necessary to protect and maintain our community assets and to help provide professional management to assist our community. When owners fail to pay their assessment on time, the Association is unable to meet all if its financial obligations. The result: The degree of property value protection the Association provides is reduced. In other
words, even one owner who does not pay their assessment on time can adversely effect how Association business is conducted. When you pay your assessment on time, you are doing part of your duty as a member of the Association.


Finally, the Board of Directors meet on a regular basis in order to make decisions, keep up-to-date on HOA business and to hear from other owners in order to make proactive business decisions. As owners, keeping abreast of association matters and
contributing during Open Forum is only good business. When you choose to attend the Board meetings, you are doing part of your duty as a member of the HomeOwner Association.

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