Wisconsin Community Association Laws
HOAs (s. 710.18), Condominiums (Ch. 703), Cooperatives (Ch. 185/193), Manufactured-Home Communities (s. 710.15; DSPS licensing s. 101.935; SPS 326), corporate acts (Ch. 181/180), real-estate practice (Ch. 452). Reference hub
Wisconsin takes a light-touch approach for most communities. Condominiums are governed comprehensively by Chapter 703 with detailed disclosure and record-keeping rules, but there’s no condo ombudsman. Traditional HOAs were largely private-document creatures until 2021 Act 199 created s. 710.18, adding baseline transparency—record your covenants, file an annual public notice with DFI, give 48-hour meeting notices, and provide fast, capped-fee payoff statements. Manufactured-home communities are the exception: they’re licensed and inspected by DSPS and operate under their own code. Net effect: state policy favors clarity and access to information over day-to-day state supervision.
At a glance
- HOAs: s. 710.18 (DFI public notice; recorded covenants; 48-hour meeting notice; payoff statements & fee caps).
- Condominiums: Ch. 703 (records, budgets, disclosures, association powers; no separate regulator).
- Cooperatives: Ch. 185 (traditional) and Ch. 193 (unincorporated co-ops).
- Manufactured-Home Communities: s. 710.15 (leases/rights) + s. 101.935 & SPS 326 (DSPS licensing & health/safety code); local fees under s. 66.0435.
- Corporate form: Most associations are Ch. 181 nonstock; some under Ch. 180.
- Managers: No separate CAM license; real-estate brokerage/property management falls under Ch. 452 (DSPS/REEB).
Primary Statutes
Homeowners’ Associations — s. 710.18
Residential planned-community HOAs: DFI annual notice, recorded CC&Rs, meeting notices, payoff statements & capped fees.
Condominiums — Chapter 703
Creation, governance, records, budgets, disclosures, assessments & liens.
Cooperatives — Chapter 185
Traditional cooperative associations (many housing co-ops use this chapter).
Unincorporated Cooperatives — Chapter 193
Alternative co-op form allowing investor members; less common for housing.
Manufactured-Home Communities — s. 710.15
Operator-tenant relations in manufactured/mobile home communities.
Manufactured-Home Community Licensing — s. 101.935
DSPS licenses & regulates communities; see SPS 326 for code.
Local Fees — s. 66.0435
Municipal mobile/manufactured-home community permitting & fees.
Corporate Acts — Chapters 181 & 180
Entity law (formation, meetings, records). Most associations use Ch. 181.
181: Legislature ·
180: Legislature
Popular Sections (direct links @ Wisconsin Legislature)
HOA (s. 710.18)
Administrative Rules & Programs
Wisconsin relies mostly on statutes. Only manufactured-home communities have a dedicated code & licensure program.
Manufactured-Home Communities
HOAs
- DFI — HOA General Information & Public Notice
- No HOA-specific admin code; procedures live in s. 710.18.
Condominiums
- No condo-specific admin code; governance under Ch. 703.
Manager / Brokerage Licensing
Property management & brokerage
- No separate “CAM” license. Activities that constitute brokerage require licensure under Ch. 452.
- Regulated by the DSPS Real Estate Examining Board (REEB).
Helpful notes
- Trust accounts, disclosures & conduct are governed by Ch. 452 and REEB rules.
- Association managers employed by a licensed broker must follow REEB 24 (conduct/ethics).
Governing Documents & Overlays
- Governing documents: Declaration/CC&Rs, Articles, Bylaws, Rules/Resolutions; recorded & posted duties vary by regime.
- Federal overlays: Fair Housing Act, ADA (where applicable), FDCPA, FCC OTARD, etc.
- State/local overlays: Building & health codes; local ordinances; for MHCs, SPS 326 + local ordinances.
- Conflicts: Statutes typically control over conflicting documents; consult counsel for interpretation.
State Contacts
Wisconsin Department of Financial Institutions (DFI)
HOA General Information & Public Notice
- Role: Receives annual HOA public notices (s. 710.18).
- Email: DFICorporations@dfi.wisconsin.gov
- Phone: (608) 261-7577
DSPS — Manufactured-Home Communities
- Scope: Licenses & inspects communities; administers SPS 326.
- Email: DspsSbManfHomes@wi.gov
- Phone: (608) 266-2112
DATCP — Manufactured-Home Community Tenant Protections
Disclaimer
This page is a general reference and not legal advice. Laws and rules change; always verify the current text on the official linked sites and consult qualified counsel for your situation.
Last updated: September 10, 2025