Mississippi Community Association Laws
Condominiums (Title 89, Ch. 9), Residential Landlord–Tenant (Title 89, Ch. 8), factory-built housing standards (Title 75, Ch. 49 & Admin. Code), corporate acts (Title 79). Reference hub
Mississippi takes a light-touch approach to community associations. There is no comprehensive HOA statute; most HOAs operate under their recorded covenants and the Mississippi Nonprofit Corporation Act. By contrast, condominiums have a dedicated chapter (Title 89, Chapter 9) with lien/assessment and governance mechanics. Manufactured housing is regulated chiefly through state building and installation rules, not a separate park-tenancy statute; routine landlord-tenant issues run through the Residential Landlord–Tenant Act. In practice, Mississippi is process-respecting and court-centric: clear documents, corporate formalities, and county-level recording matter more than agency oversight.
At a glance
- HOAs: No single HOA statute; rely on governing documents + Title 79 nonprofit corporate law. Selected HOA-adjacent statutes apply.
- Condominiums: Title 89, Chapter 9 (assessments/liens, declarations, transfers).
- Cooperatives: No dedicated housing-co-op act; organize under corporate/cooperative statutes as applicable.
- Manufactured housing: Construction/installation/licensing under Insurance Dept. Factory-Built Homes rules; park tenancy generally via Residential Landlord–Tenant Act.
- Corporate form: Title 79 (Nonprofit & Business Corporation Acts).
Primary Statutes
Condominiums — Title 89, Chapter 9
“Mississippi Condominium Law” — creation, declarations, assessments/liens, transfers.
Residential Landlord–Tenant — Title 89, Chapter 8
General residential lease rules; often relevant to manufactured-home tenancies on rented lots.
Corporate Acts — Title 79 (Nonprofit & Business)
Formation, bylaws, meetings, director/officer powers; most HOAs are nonprofit corporations.
Nonprofit (Ch. 11): Official ·
Mirror
Business (Ch. 4): Official ·
Mirror
HOA-Adjacent Statutes
Mississippi has no comprehensive HOA act; selected statutes still matter.
§ 89-1-69 — Transfer-fee covenants; POA exception ·
Title 79, Ch. 11 — Mississippi Nonprofit Corporation Act
Popular Sections (direct links)
HOA / Property Owners’ Associations
Condominium (Title 89, Ch. 9)
Cooperatives
- No dedicated housing-co-op act; entities often form under Title 79, Ch. 11 (nonprofit) or other corporate/co-op chapters.
Administrative Rules
Mississippi does not publish condo/HOA-specific administrative rules. Factory-Built Homes are regulated by the Insurance Department / State Fire Marshal.
Factory-Built Homes (Title 19 Admin. Code)
Community Association Managers — Licensing
Is a CAM license required?
- No dedicated CAM license program in Mississippi.
- Real-estate licensing (MREC) may apply to rental/leasing activities; HOA administrative management alone is generally unlicensed.
Owner/board resources
Governing Documents & Overlays
- Governing documents: Articles, recorded plats, CC&Rs/Declaration, Bylaws, Board Rules/Resolutions.
- Federal overlays: Fair Housing Act, ADA (where applicable), FDCPA (collections), FCC OTARD (antennas), etc.
- State/local overlays: Building codes, life-safety, local ordinances; county recording controls priority/notice.
- Conflicts: Statutes and recorded covenants control; consult counsel for interpretation and enforcement strategy.
Regulators
Mississippi Secretary of State — Mississippi Code
- Scope: Official access path to the Mississippi Code (unannotated).
Mississippi Real Estate Commission (MREC)
- Scope: Real-estate licensure and enforcement for brokerage/property-management activities.
Mississippi Insurance Department — State Fire Marshal
- Scope: Rules, inspections, and licensing for factory-built/manufactured housing (construction/installation).
Disclaimer
This page is a general reference and not legal advice. Laws and rules change; always verify the current text on the official linked sites and consult qualified counsel for your situation.
Last updated: September 9, 2025