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Florida State Laws

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Florida Community Association Laws

HOA (Ch. 720), Condominiums (Ch. 718), Cooperatives (Ch. 719), Mobile Home Parks (Ch. 723), corporate acts (Ch. 617/607), CAM licensing (Ch. 468 Part VIII), DBPR & Ombudsman. Reference hub

Florida’s community-association framework is deliberately process-first. Condominiums and co-ops face the most state oversight—formal arbitration and detailed Florida Administrative Code (FAC) 61B rules administered by the Department of Business and Professional Regulation (DBPR)—while HOAs operate with more autonomy but must follow tight procedures and begin many disputes with presuit mediation (s. 720.311). Recent reforms emphasize transparency, reserves and inspections, and hurricane readiness, trading convenience for paperwork. Net effect: predictable and owner-accessible if you follow the steps.

At a glance

  • HOAs: Ch. 720 (records, meetings/elections, fines, liens, dispute resolution).
  • Condominiums: Ch. 718 with DBPR oversight & arbitration.
  • Cooperatives: Ch. 719 with Division oversight.
  • Mobile Home Parks: Ch. 723 (lot rental, increases, mediation, eviction).
  • Corporate form: Mostly Ch. 617; some under Ch. 607.
  • CAMs: Licensed under Ch. 468, Part VIII.

Primary Statutes

Homeowners’ Associations — Chapter 720

Governance, records, budgets/reserves, meetings & elections, fines, liens, dispute resolution, emergency powers.

Florida Senate (chapter) ·
Online Sunshine

Community Association Managers — Chapter 468, Part VIII

Licensing for managers/firms who, for compensation, manage 10+ units or budgets ≥ $100,000.

Florida Senate (chapter) ·
Online Sunshine

Popular Sections (direct links @ Florida Senate)

HOA (Ch. 720)

Condominium (Ch. 718)

Co-op (Ch. 719)

Mobile Home Parks (Ch. 723)

Administrative Rules (Florida Administrative Code — 61B)

Links use DBPR-hosted PDFs (stable). Mirrors provided for readability.

Condominiums (Ch. 718)

HOAs (Ch. 720)

Co-ops (Ch. 719)

Community Association Managers (CAM) — Licensing

When is a CAM license required?

  • Managing, for compensation, a community of 10+ units or with an annual budget of $100,000+.
  • Managers and management firms require licensure (Ch. 468, Part VIII).

DBPR — CAM Licensing
CAM FAQs
Verify a CAM

Handy condo/coop resources (DBPR)

Governing Documents & Overlays

  • Governing documents: Articles, recorded plats, CC&Rs/Declaration, Bylaws, Board Rules/Resolutions.
  • Federal overlays: Fair Housing Act, ADA (where applicable), FDCPA (collections), FCC OTARD (antennas), etc.
  • State/local overlays: Building codes, stormwater, pool operations, local ordinances.
  • Conflict handling: Statutes can supersede conflicting docs; consult counsel for interpretation.

DBPR Division & Ombudsman

DBPR — Division of Condominiums, Timeshares & Mobile Homes

Division homepage

  • Scope: Oversight/enforcement for Condos (718), Co-ops (719), Mobile Home Parks (723).
  • Training & ADR: Board education; mediation/arbitration programs. Condo/Co-op associations fund the Division via a per-unit fee.
  • Phone (DBPR general): (850) 487-1395

Florida Condominium Ombudsman

Disclaimer

This page is a general reference and not legal advice. Laws and rules change; always verify the current text on the official linked sites and consult qualified counsel for your situation.

Last updated: September 8, 2025

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