Maryland Community Association Laws
Condominiums (Real Property Title 11), HOAs (Real Property Title 11B), Co-ops (Corps & Ass’ns §§5-6B-01…-33), Mobile Home Parks (Real Property Title 8A); Secretary of State filing for condos/timeshares; OAG Consumer Protection mediation. Reference hub
Maryland’s common-ownership rules lean procedural and disclosure-heavy. HOAs and condos must keep open meetings and accessible records, provide robust resale disclosures (condos: §11-135; HOAs: §11B-106), and now follow statewide reserve-study cycles (condos: §11-109.4; HOAs: §11B-112.2/112.3; co-ops: §5-6B-26.1). Oversight is decentralized—there’s no statewide condo/HOA agency—but the Attorney General’s Consumer Protection Division mediates certain disputes, and counties like Montgomery and Prince George’s run active CCOC programs. Manager licensing was debated in 2025 but did not pass, leaving a process-first system that rewards boards who mind the timelines and paperwork.
At a glance
- HOAs: Real Property Title 11B (open meetings, records, budgets/reserves, e-notices, dispute procedures).
- Condominiums: Real Property Title 11 (council governance, budgets/reserves, e-notices, resale certificate).
- Co-ops: Corps & Ass’ns §§5-6B-01…-33 (offering statements, meetings, e-notices, dispute mechanism, reserves).
- Mobile Home Parks: Real Property Title 8A (1-year leases, security deposits, eviction limits, relocation & purchase rights).
- Corporate form: Many associations are nonstock corporations under CA Title 5; general corporate rules in CA Titles 1–3.
- Managers: No statewide CAM license as of Sept. 2025 (2025 bill died).
Primary Statutes
Homeowners’ Associations — Real Property Title 11B
Meetings/open sessions, records access, elections, budgets & reserve studies, electronic notice/voting, dispute procedures.
Condominiums — Real Property Title 11
Council governance, budgets & reserves, developer filings, resale certificate, electronic notice/proxies, insurance.
Cooperative Housing — CA §§5-6B-01 … 5-6B-33
Offering statements, disclosures, meetings/notice, dispute mechanism, reserve studies.
Mobile Home Parks — Real Property Title 8A
Rental agreements, rules/fees, deposits, evictions, relocation, opportunity to purchase (certain sales).
Corporate Acts — Corporations & Associations (CA)
Nonstock corporations & general corporate provisions often govern association form, meetings, and records.
Nonstock corps: CA Title 5, Subtitle 2 (index) ·
General Corp Law: CA Titles 1–3 (PDF)
Popular Sections (direct links @ Maryland GA)
HOA (Title 11B)
Condominium (Title 11)
Co-op (CA §5-6B)
Administrative Rules (COMAR)
Maryland has no statewide agency that regulates day-to-day condo/HOA operations. Developer filings and certain programs are covered by COMAR or local law.
Condo/Timeshare Registration
Local CCOC Programs
- Montgomery County — Office/Commission on COCs
- Prince George’s County — CCOC
- Some cities (e.g., Gaithersburg) adjust applicability of county CCOC rules; see local notices.
No Statewide “Rulebook”
Operations primarily follow statute and governing documents; use local CCOC guidance and OAG materials for best practices.
Community Association Managers — Licensing
Status in Maryland
- No statewide license required for community association managers as of Sept. 2025.
- 2025 bill HB 303 would have created a licensing board but did not pass.
- Many employers prefer national credentials (e.g., CMCA/AMS/PCAM).
HB 303 — Bill page
CAI 2025 report (MD section)
MD REALTORS® 2025 session summary
Article: What a CAM is in MD
Governing Documents & Overlays
- Governing documents: Declaration/CC&Rs (or Declaration & Bylaws for condos/co-ops), Articles/Charter, Rules/Resolutions, Plats.
- Federal overlays: Fair Housing Act; ADA (where applicable); FCC OTARD (antennas); FDCPA/CFPB (collections).
- State/local overlays: Maryland Resale & Disclosure laws; reserve-study mandates; county CCOC ordinances (e.g., Montgomery Ch. 10B; Prince George’s Div. 11).
- Conflicts: Statute controls over conflicting documents; consult counsel for interpretation.
State & Local Contacts
Maryland Office of the Attorney General — Consumer Protection Division
- Scope: Mediates certain COC complaints (open meetings, elections, records).
- Phone (General): 410-528-8662 • Toll-free in MD: 1-888-743-0023
- Info sheets: Common Ownership Communities · Mediation process
Secretary of State — Condos & Timeshares
- Developer registration overview
- Phone: (410) 974-5521
County CCOC Programs
Disclaimer
This page is a general reference and not legal advice. Laws and rules change; always verify the current text on the official linked sites and consult qualified counsel for your situation.
Last updated: September 9, 2025